Monday, November 21, 2011

7.05% 5 year loans on current bank rates

129626063906718750_709Four row no withdrawal of mortgage-70 percent of the stock interest rate discount Recently, on stock mortgage 70 percent rate will make a great noise cancel message, has caused widespread concern. 8th reporters from workers, farmers, and built four major State-owned commercial banks was informed that the four lines head office not yet canceled stock mortgage 70 percent interest rate, whether it will abolish the 70 percent discounts or pursuant to a home loan contract was signed. This reporter learned that, in addition to the four rows are not issued on the adjustment of resale housingLoan interest rate of 70 percent requirement, China Everbright Bank, joint-stock commercial banks are also not adjusted in terms of news. "At present we branch not a modified 70 percent discount contract appears. "Everbright Bank Beijing Branch of the credit officer told reporters. This year, the banks ' liquidity pressure, banks are faced with credit resources configuration test. Others banks mayCan contract a loan not only improve individual housing loan threshold, and adjust the amount of mortgage interest rate concessions. Industry calculation, 7.05% 5 year loans on current bank rates, after playing 70 percent is 4.935% and 5 year deposit rates and 5.5%, differential 0.565%. In other words diablo 3 power leveling, banks released $ 10,000 worth of mortgage diablo 3 gold, may have had toPassers a year $ 56.5. Vice President of finance at Renmin University College Zhao Xijun said: "in the case of bank credit funds generally tight, for the strong position of the Bank have an advantage in consultation with customers offers of new credit policy, but when preferential mortgage at the outset was to be based on the original contract. "Agricultural Bank loan departments related to the situation said, agricultural Bank of China Head Office does notCanceled stock mortgage a 70 percent discount. "But specific mortgage contract signed between the various branches are not the same, according to the specific execution of the contract. "Everbright Bank are told journalists:" our personal mortgage business policies has not changed, are disposable and mortgage contract signed, not renew this pattern. "People in the industry believe that 70 percent mortgage lending rate of the practiceContracts would have no problem in the early line, as money increasingly nervous, some banks may reserves the right to adjust loan interest rate concessions when concluding a contract, or expiration of the agreed interest rate concessions, so that future changes in interest rates in consultation with customer discount. Related report: mortgage banks that did not receive stock 70 percent cancellation of interest rate home loans 70 percent of the stock ratesNext year to cancel the Bank says it is unlikely that editors: NF062

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